What Actually is in the Affordable Care Act?

Describes a benefit that you may or may not be aware of.

What follows is one of a series of facts on what is included in the Affordable Care Act. Readers can come to their own conclusions as to the value of the rule and whether the rule should or should not be part of our country’s health care system.

Providing Access to Insurance for Uninsured Americans with Pre-Existing Conditions

A Pre-Existing Condition Insurance Plan (PCIP) provides new coverage options to individuals who have been uninsured for at least six months because of a pre-existing condition. States have the option of running this new program in their state. If a state has chosen not to do so, a plan has been established by the Department of Health and Human Services in that state. This program serves as a bridge to 2014, when all discrimination against pre-existing conditions will be prohibited. 

What This Means for You:

The Pre-Existing Condition Insurance Plan makes health coverage available to you if you are a U.S. citizen or reside here legally, you have been denied health insurance because of a pre-existing condition, and you’ve been uninsured for at least six months.


Status of rule: In effect as of July 1, 2010

For More Information on this Benefit:

Learn more about the Pre-Existing Condition Insurance Plan

For More Information on the Affordable Care Act:





Willie C. Moore

This post is contributed by a community member. The views expressed in this blog are those of the author and do not necessarily reflect those of Patch Media Corporation. Everyone is welcome to submit a post to Patch. If you'd like to post a blog, go here to get started.

lvent July 27, 2012 at 06:58 PM
The morally bankrupt money grabbing politicians will tell us anything to steal our money. Both parties are a disgrace and not worthy to represent US. They don't represent US....They represent the Supremacist Globalists....The Private Corporate Government Corp....That is THE FED...THIS IS NO LONGER OUR GOVERNMENT. THESE COMMIES HAVE HIJACKED IT.
Chronicles of Bob July 27, 2012 at 07:28 PM
Sorry nikki... i didnt realize that was the one post you didnt read... i wont lie, i "enjoyed" finding out your tan...
Chronicles of Bob July 27, 2012 at 07:31 PM
You remind me of that girl that forest gump lost his virginity to, well almost... i will now call you my Jenny...
Chronicles of Bob July 27, 2012 at 08:08 PM
By the way, what is a "Sheeple"?
Chronicles of Bob July 29, 2012 at 03:41 AM
Hello Jenny ...


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